Lending Stream Refund Claim

Lending Stream Refund Claims

Claim a Lending Stream Refund. If you believe you were mis-sold, you can make a claim for irresponsible lending against Lending Stream


Why could I receive a Lending Stream Loan Refund?​

Was the loan affordable to you before Lending Stream granted your application for a loan?
Lending Stream may have not conducted the correct affordability checks.


During your application process, you may have not mentioned all of your debts. If this didn’t
match with your credit record, Lending Stream should have ensured to double check this.

You may have underestimated your monthly outgoings when you took out the loan, due to
estimations or eagerness to be eligible for your loan due to the circumstances you were in,
causing you not to be able to afford the monthly repayments. If your monthly outgoings were
too low, Lending Stream should have explored whether these were correct or not.

When you applied for the loan, you may have not stated your correct regular income, due to be self-employed or your job history changing during this time, then Lending Stream should have looked at this and ensured you had a regular, consistent income before giving you a loan.

If any of the above statements describe your experience with Lending Stream and left you unable to pay the loan, you could be eligible to claim compensation. Start your claim below for professionals to guide you through the process.

You do not need to use a claims management company to make your complaint to your lender. If your complaint is not successful you can refer it to the Financial Ombudsman Service yourself for free.

Lending Stream Compensation

In 2018, Lending Stream received criticism that their TV advert did not clearly state their APR rate, with the ASA upholding a breach of ad rules and misleading advertising. This may be the reason you could request a Refund from Lending Stream.

Lending Stream has also been criticised for not making their complaints procedure easy, removing the ability for customers to submit a complaint via email. If you feel you have a claim, submit a Lending Stream Refund request today.

In their latest numbers, The Financial Ombudsman upheld 62% of complaints against payday loan companies.



What Information Do I Need to Provide?
We just need is the name of your lender and your personal details including the address that you lived at when registering with them. Once we have these we can obtain details of any loans where a refund may be due.

How much do you charge?

We work on a no win no fee basis. We charge 36% (30% + VAT) on any successful claims of the total refund received from your lender. If you cancel our service without our agreement after 14 days and after we submit your claim you will be liable to pay our full success fee should your claim be successful.

How Do I Submit My Claim?

Simply complete our online application form by clicking on the "Start A Claim" button. This is the first stage of your complaint to the lender where you could receive compensation.