lending stream claims

Lending Stream Claims & Refunds

If you believe you were mis-sold loan, you may be able to claim a refund for irresponsible lending against Lending Stream


Lending Stream Compensation

Lending stream is a high-cost payday lender. They offer short-term loans of up to £1,500 and their APR can be as high as 1,333%.

In 2018, Lending Stream received criticism that their TV advert did not clearly state their APR rate, with the ASA upholding a breach of ad rules and misleading advertising. This may be the reason you could request a Refund from Lending Stream.

Lending Stream has also been criticised for not making their complaints procedure easy, removing the ability for customers to submit a complaint via email. If you feel you have a claim, submit a Lending Stream Refund request today.

In their latest numbers, The Financial Ombudsman upheld 70% of complaints against Lending Streams owner Gain Credit LLC.

If you believe you have had a mis-sold or unaffordable loan then we can help you get compensation. We are currently seeing faster responses on Lending Stream claims. Start your claim today!

payday loan claims

For Hassle-Free Refunds

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Simple Process

Making a claim is simple. With just a few details you can start your application.


No Win, No Fee

You are only charged after the claim has been won and you have your refund!

You do not need to use a claims management company to make your complaint to your lender. If your complaint is not successful you can refer it to the Financial Ombudsman Service yourself for free.

Why could I Claim a Lending Stream Loan Refund?​

There are various reasons why you may be due a refund from a lender. The main reason for a claim is that the loan was unaffordable. These are general signs that the lender did not perform sufficient affordability checks:

The amount borrowed increased loan by loan without reassessing your situation


The loan was extended each month without reassessing your situation


You were struggling to pay essentials (rent, bills, food) because of my repayments


You had to borrow money from another lender to pay back a loan or cover essentials


Your income changed between taking out and repaying the loan but the lender didn’t check


The lender didn’t ask you any questions to confirm that I would be able to repay the loan in a sustainable way


You rolled over your loans


The lender didn't check your credit record to confirm all your debts


The Lender didn't verify your stated income

Even if during your application process, you did not mentioned all of your debts or stated your correct regular income, Lending Stream should have checked your credit record and ensured you had a regular, consistent income before giving you a loan.

If any of the above statements describe your experience with a Lending Stream loan, you could be eligible to claim compensation. Start your claim below for professionals to guide you through the process.