UK Credit Refund Claim

UK Credit Claims & Refunds

If you have had a guarantor loan that you struggled to repay, you could be eligible to claim a refund for irresponsible lending. Find out how much you may be owed!


UK Credit Compensation

UK Credit is a guarantor lender for homeowners. UK Credit states that "We will consider a broad range of financial backgrounds and people with poor or limited credit history."

Whilst it is quick to offer UK consumers to borrow from £5,000 to £20,000 over 3-5 years at an APR of up to 39.9%, UK Credit may have lent your money without conducting the correct affordability checks which form part of the FCA’s requirements to the entire Guarantor Loan Market in Britain, which has come under the spotlight in recent months and not in a positive way.

The Citizens Advice said more than 3,000 people sought help with guarantor debt, as well as the market, being a focus of a Panorama documentary, highlighting the raise of high-cost credit in the UK.

In their latest numbers, The Financial Ombudsman upheld 41% of complaints against UK Credit Limited. If you believe you have had a mis-sold or unaffordable loan from UK Credit then start your claim today!

payday loan claims

For Hassle-Free Refunds

A claims specialist
can do all the hard work so you don't need to!

claim refund

Simple Process

Making a claim is simple. With just a few details you can start your application.


No Win, No Fee

You are only charged after the claim has been won and you have your refund!

You do not need to use a claims management company to make your complaint to your lender. If your complaint is not successful you can refer it to the Financial Ombudsman Service yourself for free.

Why could I receive a UK Credit Loan Refund?​

There are various reasons why you may be due a refund from a lender. The main reason for a claim is that the loan was unaffordable. These are general signs that the lender did not perform sufficient affordability checks:

The amount borrowed increased loan by loan without reassessing your situation


The loan was extended each month without reassessing your situation


You were struggling to pay essentials (rent, bills, food) because of my repayments


You had to borrow money from another lender to pay back a loan or cover essentials


Your income changed between taking out and repaying the loan but the lender didn’t check


The lender didn’t ask you any questions to confirm that I would be able to repay the loan in a sustainable way


You rolled over your loans

Even if during your application process, you did not mentioned all of your debts or stated your correct regular income. UK Credit should have checked your credit record and ensured you had a regular, consistent income before giving you a loan.

If any of the above statements describe your experience with UK Credit loan, you could be eligible to claim compensation. Start your claim below for professionals to guide you through the process.