Updated March 2026 to reflect the latest legal rulings on hidden commissions and FCA estimates. When it comes to valuing a mis-sold car finance claim in the UK, several factors need to be considered. Compensation is generally aimed at covering the financial disadvantage caused by the mis-selling, particularly in cases involving Discretionary Commission Arrangements (DCAs). The FCA estimate that the average payout will be around £829 per claim through their scheme, but claims